Terms & Conditions

Introduction

Welcome to Uweb3Bank, operated by Uweb3 Payments BR ("we", "us", or "our").

By using our platform — including our website, virtual card services, and crypto payment solutions — you agree to these Terms and Conditions.

These terms govern your access and use of Uweb3Bank's services, including card issuance, top-ups, and related API integrations.

Eligibility

By using Uweb3Bank, you confirm that:

• You are at least 18 years old.
• You have the legal authority to enter into binding agreements.
• You are not using the service for any illegal or fraudulent activity.

Our services are available globally, except where prohibited by applicable financial laws.

Services

Uweb3Bank provides:

• Virtual card issuance and management
• Crypto top-ups and conversions to card balance
• Business and developer APIs for fintech integrations

We reserve the right to modify, suspend, or discontinue any service feature at any time to improve performance or ensure compliance.

Account & Security

You are responsible for maintaining the confidentiality of your account credentials and ensuring all actions under your account are authorized.

We may temporarily restrict or suspend access to prevent fraud or suspicious activity.

Uweb3Bank applies KYT (Know Your Transaction) analysis to monitor activity and maintain secure transaction flow.

Fees

Service fees, card issuance costs, and transaction charges are displayed transparently on our website and may vary based on account type or card tier.

By continuing to use our services, you agree to all applicable fees at the time of transaction.

Transactions

All transactions made through Uweb3Bank are final once processed.

We are not responsible for incorrect wallet addresses, payment network delays, or third-party system errors.

Users must ensure that transaction details and funding sources are accurate before confirmation.

Data & Privacy

We do not collect unnecessary personal data.

Our platform operates under strict KYT (Know Your Transaction) monitoring to maintain system integrity and prevent misuse.

For full details, please refer to our Privacy Policy.

Compliance & Restrictions

Uweb3Bank services must not be used for:

• Money laundering, terrorism financing, or fraudulent transactions
• Unlawful purchase or sale of goods and services
• Violations of card network rules or financial regulations

Violation of these conditions may result in immediate suspension of services.

Limitation of Liability

Uweb3 Payments BR is not liable for:

• Indirect or incidental losses related to service interruptions or third-party networks
• Unauthorized access due to user negligence
• Regulatory or technical restrictions beyond our control

Use of the platform is at your own risk, and services are provided "as is".

Modifications

We may update these Terms at any time to reflect operational or legal adjustments.

Changes become effective upon publication on uweb3bank.com. Continued use constitutes acceptance of the updated Terms.

Governing Law

These Terms are governed by the applicable laws of Brazil, without regard to conflict of law principles.